Category: Frugal Living

Frugal Living

One of the best ways to boost your savings or quickly pay off a significant amount of debt is to adopt, permanently or temporarily, a frugal lifestyle. A frugal lifestyle entails eliminating waste from your life, increasing efficiency, and finding better ways to do everyday things. A lot of the aspects of frugal living can often seem weird or too difficult to do, simply because people have become accustomed to relying on external parties for all sorts of goods and services. But the more you commit to a frugal lifestyle, the bigger the benefits will be. If you are willing to learn how to do things in a new, more efficient way, you will be able to whip your finances into better shape in no time. This article will focus in particular on frugal living and household expenses, such as food and home cleaning. Here are some strategies to get you started.

Frugal Living Tips and Tricks

Food takes up a lot of most households’ budgets. If you factor in the cost of all the food you buy and make at home, of the food and drinks you have at your workplace, of your morning coffee, brunch, dining out, and going out for drinks, it all adds up to quite a sum. Thus, food expenditure is definitely one of those things that you can be really frugal with, if you only take the time. If you are really serious about frugal living, then the first thing you should do is to minimize eating out from convenience and eat out only for special occasions or when the food/drinks offered are unique and cannot be prepared at home.

Eating out for the sake of convenience is when you buy your morning coffee on your way to work instead of preparing one from home, or when you have lunch from the restaurant near your office instead of bringing something homemade. Such expenses really do pile on quickly, since they are pretty much happening on a daily basis. Eating out in such cases is against the tenets of frugal living because it entails lack of preparation and loss in efficiency. Calculate right now how much it would cost to make a great cup of coffee at home and compare that to how much you’re paying for it outside. Even if the difference is only in cents/pennies, and probably it’s more than that, it becomes significant enough over time. So find an acceptable way to bring food and beverages from home and stick with it. After all, how hard can it be to find a decent inexpensive food container and a nice-looking water bottle that can easily be filled with anything?

Now turn your focus to eating in – what kind of ingredients you use and where and how you obtain them. Incorporating canned foods, frozen vegetables, and pastas and grains is a great way to keep food expenses low. One of the previously mentioned ‘too hard to do’ aspects of frugal living is to grow your own food! Now, this is something most people would instantly reject as too difficult or not worth it, but they’d be wrong on both counts. Starting a home garden is really easy nowadays with so many instructional videos and articles available online. You can do it indoors and outdoors, wherever you can spare some space. And the savings can be quite significant since you can easily grow small plants and kinds of herbs. Fresh, organic vegetables and most types of herbs are usually quite expensive in terms of price vs. satiation and quantity. But, this aspect of frugal living will enrich you in more ways than one – it will also allow you to have variety in your meals for a low cost, you will benefit from the therapeutic effect of gardening, and you feel proud to be a little more self-sufficient.

The last couple of tips for frugal living are regarding the topic of household cleaning. When it comes to keeping your home clean on a budget, you can save a lot on cleaning agents for the laundry and for general cleaning purposes. A great way to save a ton of money on household cleaning is to start making your own laundry detergent. Yes, that’s a thing. It’s incredibly easy and cheap to make at home. You could save about 25 cents per wash so the more people are in your household, the more this is worth doing. When it comes to cleaning in general, it’s even easier. All you need to clean your counters, your stove, your shower, floors and even toilet, is a simple mix of vinegar and water. This mix is a real all-purpose cleaner, which is gentle enough to use on almost all surfaces, excluding textiles. Once you see how much you are saving by just using these two strategies, you will wonder why you didn’t start your frugal living earlier!

Finding Cheap Places to Live

Finding Cheap Places to Live

If you’re not happy with your standard of living, the opportunities or with some other aspect of your current place of living then you should consider the idea of settling somewhere new. One of the greatest advantages of living in the United States is that you can easily relocate to another city or state without worrying about language differences or residence permits. Why not make the most of it? Yes, deciding where to settle down can be a daunting task when you have so many cities to choose from. But, the choice can be much easier if you use the right filters. If you want to improve your standard of living, you’d be interested in places where the cost of living is low. But is that enough? Here is a better strategy – optimize both on the cost of living and on employment opportunities! You could do exactly that if you look at a list of some cheap places to live and then compare them based on employment prospects. That’s exactly what we’ve done here, so read on to discover six cheap places to live in the United States, where the unemployment rate is lower than the national average.

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How to Live Frugally in The UK

How to Live Frugally in The UK

Even though the UK is one of the most developed countries in the world, with one of the highest standards of living, it doesn’t mean that a lot of people in the UK aren’t looking for easy ways to save some money. The reasons can be anything from a low-paying job to paying off student debt or to a simple desire to extract the most value out of life that you possibly can. Adopting a more frugal lifestyle for a few years, especially while you are studying or just starting out with your career, can save you a lot of money and teach you how to get more bang for your buck in your everyday life. However, being frugal shouldn’t come at the expense of your health or happiness. So read up on these less known tips and tricks for frugal living in the UK – the healthy and sustainable way!

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Make the Transition to a Better Life by Living With Less

Make the Transition to a Better Life by Living With Less

What it means to be a minimalist

Most people would agree that minimalism is just another fad for people to follow. However, the other portion of us would have to disagree. I am in that ‘other portion’. I wholeheartedly believe in minimalism as being a valid way for anyone to live their lives. In some ways, living with less is more. Living with less is less of a fad and more of a lifestyle.

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How to Live Cheaply

How to Live Cheaply

Nowadays, a lot of people can find themselves in a challenging financial situation, facing the need to significantly cut back on expenses. It may be due to having no job, having a low-paying job, or having a lot of debt to pay off. On the other hand, there are people who don’t have to cut back on spending, but they do it anyway in order to pay off their debt early and save on interest or save up for a high-ticket adventure. This just goes to show that economizing with household expenses and income is an important concern of every prosperous household. And even though economizing doesn’t always mean living on the cheap, sometimes doing exactly that, even on a short term, will be necessary to overcome financial difficulties. Thus, this article will describe the best tips and tricks on how to live cheaply and make the most of it.

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How to Live Frugally and Make the Best of It

How to Live Frugally and Make the Best of It

How to Live Frugally

Learning how to live cheaply is a sometimes a necessity and sometimes just a commitment to getting more out of life. Many people often associate ‘frugal’ with ‘meager’ or ‘insufficient’ but what it can also mean is ‘economical’ or ‘thrifty’. People who are frugal are not satisfied with meager living; rather they appreciate the need and advantage from economizing in their everyday lives. This just means that they want to make savings wherever it is possible and reasonably convenient, and why not? The savings can be used to get out of debt, to make ends meet, to have some extra cash you can spend on leisure once in a while or even to make your high-ticket dreams come true! And this is made possible by learning how to live frugally and by consistently applying the suggested strategies. Is the effort worth it? Decide for yourself after learning about what you can expect in terms of costs and benefits.

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How to Prepare Inexpensive, Frugal Meals

How to Prepare Inexpensive, Frugal Meals

Many people who follow us already know the basics of how to live frugally. BudgetPronto is here to show you ways to increase your frugalness and save even more money. Being frugal is a lifestyle. It must extend to every corner of your life, even your meals. That’s why I am going to show you ways to create an inexpensive meal plan.

Bulk. You hear that word everywhere when it comes to creating meals on a budget for large families or even putting together a frugal meal-for-one. Bulk is the framework of cheap cooking. Without buying in bulk, every time that you go to the supermarket, you are just spending money that didn’t need to be spent.

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Live a Free Life with Proper Personal Financial Management

Live a Free Life with Proper Personal Financial Management

The management of personal finances is something each of us does on a regular basis, and yet it is a skill that isn’t taught in schools and we mostly pick up on our own, usually as freshmen newly in charge of all our major expenses. With this in mind, is it surprising that many people are struggling to take control of their personal finances? It seems like we just have to make certain purchases, afford certain things, splurge on this and that, and before we know it we find ourselves in a lot of debt and without any savings at all. If you want to break out of this cycle then the first thing to do is to learn about personal financial management. This article will introduce you to the basics – why it is so important, what the main principles are, and what kind of tools you have at your disposal to help you manage money better.

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The Tricks to Living Frugal

The Tricks to Living Frugal

You Don’t Need a Calculator to Start Living Frugal!

Frugal living is something that I enjoy doing and teaching about greatly. These skills that I am about to teach you are skills that I am most proud of. Ever since learning how to truly live frugally, I’ve been a much more successful person. There are so many reasons why a people should adapt to a more frugal life. It is beneficiary to your mind, body and life. When you successfully save a certain amount of money or reach a goal by implementing change into your life, it is a great feeling of accomplishment. Some of my best memories have come from reaching my personal financial goals. One of the best parts about becoming even slightly more frugal is that it helps the environment, such as saving power by opting to dry your clothes on a line. Another way that living frugal can help the environment is by saving energy by following a few simple tricks. If you want some additional tips and reasons why frugal living is the best living, read on! You definitely will not be disappointed, I can guarantee it.

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Cheap Recreational Vehicle Living

Cheap Recreational Vehicle Living

Recreational vehicles and motor-homes have become increasingly more popular because they allow people with modest incomes to make their traveling dreams come true. Traveling and living in an RV can be a great way to explore the world at a relatively low cost compared to other types of traveling arrangements. Backpacking is probably the only type of traveling that is cheaper than an RV, but it is also much less

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