Frugal living is not just another way of saying that you’re living like a bomb under a bridge, as many people would suspect, but rather is more along the lines of living in a way that you are not blowing money on products or services that you will not get a 100% return on. It does not mean that you will see the return in dollars and cents as much as it means that your return will be in value, and usually value in lifestyle.
Many times when you say to yourself a going to adjust your budget so you’re living on less you think you have to live without many of the luxuries and without many of the necessities that you typically would see in a normal household. That is not necessarily the case and realistically should not be the case in 95% of the decisions you make to live a frugal lifestyle and not have a budget that is above your income. It doesn’t necessarily mean that you be living by the water in a cheap RV, although there’s nothing wrong with that lifestyle, but rather you be frugal with your meals, careful about how you shop for the things you need to live in saving money where it makes sense.
As a person who maintains a lifestyle that is considered frugal, one would live on less money, and one would look for good ways to save money on a regular basis. Part of the thought process when you’re living as a person who is careful with their money, is being sure that the money you spend is not just west out the window. The lifestyle of a frugal person is also one where to compare pricing on everything from groceries to housing, and take into consideration whether the dollar you’re spending is giving you a return that is considered better-than-average. It is not so important that you maintain a percentage of better-than-average living on less money than you would normally spend a rather that each individual purchase you make takes into consideration whether or not you are doing the best with the dollar you have in your hand.
Sometimes that means you will be living with less and you would be surprised how living with less is not such a bad way to go. It eliminates a lot of clutter you would typically have in your lifestyle and makes things easier for you to process different thoughts because you don’t have a bunch of “stuff” taking up space in your mind and in your immediate area. Living on less does not mean you’ll be living without; rather it means you will not be blowing money for no good reason. Some of the things you might have laying around your house, or in your garage, but you haven’t touched in ages are probably things that you should be dumping and eliminating them from your life. Many people who live frugal lifestyle typically use a rule of thumb that you have not touched something in a year or more, that is something which is superfluous and not necessary to have and was probably a waste of money.
Selling those things which are taking up space, or giving them away to someone in need, is a great way to begin living a frugal lifestyle and eliminating all the extra noise you might have laying around in your head. When someone begins to take on the life of a frugal or cost cutting person they find that many of those things we got rid of our never missed. All that clutter that was taken up all that space is now out of your hands, out of your house, out of your attic and out of your garage and out of your mind. Getting rid of much of that on used and dusty stuff actually clears your mind so you can think better.
Once a person begins the process and start eliminating things that are unnecessary, it is important not to fall back into the same trap that you fell into before. A person needs to start looking at ways to save money, ways to live on less, they need to start looking for tips on how to live a more frugal lifestyle and the need to make that part of a conscious effort in order that it become a habit.
Whether you’re living frugally in the United States, have chosen to live a frugal lifestyle in the UK, or if you living in any other country, saving money and taking the art of living a life where one saves money, is not the challenge that one would think after it becomes a habit. There are plenty of ways where you can experience living cheap without being cheap. There are many ways to employee being thrifty, without looking like a cheapskate. In fact there are communities where people come together to share their money saving tips and not a one of them looks like they are living on secondhand close and eating out of trash bins.
The lifestyle of the person who has decided to find their inner frugal heart beat can look a little strange at times because they’re not forever whipping out plastic may see something in buying it on a whim or an impulse. They may not have a brand-new car every two years sitting in the driveway but the car they drive is not only adequate is safe. In fact many people that chosen to live a life where blowing money just because they have some money is not the norm have found that you can live in a place that is cheap and still have everything you could possibly expect for a pleasant positive life.
Communities of people whose mindset is strong on how to live frugally are actually all over the place and you may not even know it. There are people who spend a lot of time working on figuring out the best way to spend money without wasting money in that time spent brings a long-term positive return on investment. Sharing their money saving tips amongst one another has proven to increase the returns on their time spent because of the imagination and creativity of the various people involved in a lifestyle that is based on frugality.
Living with less covers more than just the tangible items that you might see. Sure, it eliminates some of the glitter and gold that is obvious but also lowers the cost of some of your everyday items such as the cost of electricity, a person’s water bill, and even the cost to mow your lawn and landscape your yard.
The frugal lifestyle may not be for everybody but for those who are involved in living with less and have found good ways to save money there is a certain peace achieved along with a whole bunch of extra cash.